A different kind of
car ownership story.
We started Keys to Own because too many capable Australians were being turned away from finance. Brilliant tradies. Hard-working operators. Founders with new ABNs. All stuck behind a credit score that didn't tell the real story.
Built around the realities of Australian business.
Keys to Own was founded on a simple idea: ABN holders deserve a practical, dignified way to get behind the wheel of a brand-new vehicle. Not a confusing personal loan with hidden fees. Not a worn-out hire car. A clear path to ownership — week by week.
We operate across Australia, with active service in Sydney, Melbourne, Brisbane, Perth, Adelaide, Canberra, Hobart and Darwin. Every vehicle in our fleet is brand-new, under warranty, and ready to put to work the day you collect the keys.
Our Operating Lease with deferred purchase option means you rent the vehicle for an agreed term, with the option to take full ownership when payments complete. No credit checks. No surprises. Just a clear path forward.
Four principles — every single day.
People first
We look at where you're going — not what your credit file says about your past.
Premium only
Brand-new vehicles, QBE warranty, and a transparent Operating Lease structure.
Clear path
Defined terms, fixed schedules, full ownership at the end. No moving goalposts.
Built for ABNs
Designed around the cash-flow realities of Australian tradies, owners and operators.
Ready to find your fit?
Submit your application in minutes — our team will be in touch within 24 to 48 hours.
Start Application